investment opportunities to help your money grow, so you can meet your financial goals faster. Either for
yourself or your employees, financial products can help accumulate money for a college education, retirement,
major purchase or other financial goal. Start an Individual Retirement Account or SEP-IRA. Put away a little
money each month in a mutual fund investment. You may want to "rollover" an existing IRA or 401K into a
financial product from a mutual fund company that offers more choices and flexibility. If you are in an older age
group, a fixed annuity can help preserve your retirement income. Whatever your situation, let Envoy Insurance
help you plan for the future!
Your retirement should be a time of freedom and choice - an opportunity to relax and enjoy life. The reality is that
it takes a considerable amount of preparation to make that happen. You can trust that our experts at Envoy
Insurance will help you meet your commitments and dreams in a changing world.
Retirement Plans
Working in partnership with professional administration firms, we strive to design and manage, on a continual
basis, retirement programs to meet your specific goals. The different programs we have for both personal and
business clients are outlines below:
- 401(k) Plans
- Defined Benefit Plans
- Simple IRA Plans
- Simplified Employee Pensions (SEP)
- IRAs (Traditional/Rollover/Conduit/Roth)
Starting in 2002, the annual IRA contribution limits will be raised. Individuals age 50 and older will benefit from
even higher limits, allowing those closest to retirement to save even more. The contribution limits for the Roth and
Traditional IRAs are the same.
Other Investment options
- Annuities (Immediate/Deferred/Variable)*
- College Savings Plans (529 Plan)*
- Mutual Funds*
- Variable Life*
*Securities offered though Ameritas, Member NASD & SIPC
We know that financial situations change as well as personal goals. We will consider many variables before
creating a personal investment strategy for you. Because a number of factors will determine the appropriate
asset allocation for your investment portfolio, such as your financial assets and liabilities, your current age and
your tolerance for risk, we always begin with a private consultation.
